Money & Banking
Opening bank accounts, moving money, the exchange rate, and what HMRC needs to know.
- Argentina Tax Residency Rules for UK CitizensPermanent immigration residence or 12 months on qualifying temporary permission can bring worldwide taxation. Short absences count towards a 90-day allowance, not a 183-day test.
- UK-Argentina double tax treaty: pensions, rent and reliefFor an Argentine treaty resident, qualifying UK past-employment pensions are usually taxable only in Argentina. The UK State Pension and UK property income can be taxed in both countries, with an Argentine credit for eligible UK tax within treaty limits.
- Monotributo or a US LLC for a UK Freelancer in Argentina?Argentina's August 2026 monotributo services ceiling is ARS 126,610,838.75 a year. Compare its monthly charges with a US LLC and learn how to invoice UK clients.
- Keeping a UK bank account when you move to ArgentinaSantander UK says it currently services existing accounts after a move abroad, though new products require UK residence. How to keep access to sterling, report an Argentine address and add a local peso account.
- UK Tax When Moving to Argentina: What HMRC Still TaxesMoving to Argentina does not end UK tax on the day you fly. HMRC tests residence for each 6 April–5 April tax year; a qualifying split year can change how overseas income is taxed, while UK rent and property disposals may still need reporting.
- Retiring in Argentina from the UK: Pensions, Residence and CostsA qualifying UK pension can support Argentine pensionado residence if recurring income reaches five times the minimum wage (ARS 1,956,000 a month in October 2026). The UK State Pension is frozen while you live there; a single person's Buenos Aires budget is around US$1,300 to US$1,900 a month before an older retiree's health premium (September 2026).
- Wise vs Revolut for UK to Argentina transfersWise's UK-to-Argentina peso page says transfers are not yet available. Compare Revolut's £1,000 Standard exchange allowance and ways to pay locally.
- UK State Pension from Argentina: claiming it and the frozen rateYou can claim and receive your UK State Pension while living in Argentina, but it will not receive the annual UK uprating there. The full new State Pension is £241.30 a week in 2026/27; your own award depends on your National Insurance record and when you claim or move.
- P85 form for an Argentina move: when to file and what it doesForm P85 tells HMRC you have left the UK to live or work abroad and can prompt a refund of overpaid PAYE. Submit it after leaving if you do not normally file Self Assessment; it does not itself make you non-UK-resident.
- Statutory Residence Test when moving abroad to ArgentinaMoving to Argentina does not itself end UK tax residence. Apply the Statutory Residence Test to each UK tax year, from 6 April to 5 April: check the automatic overseas tests first, then automatic UK tests, then UK ties and days; separately assess split-year treatment in the year you leave.
- Voluntary National Insurance contributions from ArgentinaYou can pay voluntary UK National Insurance from Argentina if you meet HMRC's overseas conditions, but new overseas Class 2 payments ended on 6 April 2026. Check your State Pension forecast before buying Class 3 years: not every gap increases your pension.
- CGT on UK Property for a Non-Resident in ArgentinaA move to Argentina does not take a UK property sale outside UK capital gains tax. Non-residents normally report within 60 days of completion, even if no tax is due; a 5 April 2015 valuation may reduce the gain on an older home.
- UK Council Tax When You Move to ArgentinaYour departure date alone does not end council tax. See who pays after a sale or letting, when a 25% discount applies and how English premiums can double the bill.
- Sending money from the UK to Argentina: bank, card or cashFor a peso payment to an Argentine bank, compare the final ARS in a live GBP-to-ARS quote. Wise asks for the recipient's 22-digit CBU and 11-digit CUIT/CUIL; a card or cash pickup serves a different need.
- What happens to your UK ISA when you move to Argentina?Your UK ISA can stay open after a move to Argentina, but new subscriptions usually stop after your departure tax year. Argentine tax residence changes how its income and assets are treated.
- UK inheritance tax after moving to ArgentinaA move to Argentina may leave your worldwide estate within UK Inheritance Tax for three to ten tax years. UK assets can remain taxable afterwards. The decisive question is your UK residence history.
- Opening an Argentine bank account as a UK citizenA British resident with an Argentine DNI can apply for a free basic peso savings account and debit card. Here is what the bank needs to know about your identity, address and income, and how to receive money once the account is open.
- NRL1 and UK rental income after moving to ArgentinaNRL1 allows a UK landlord living in Argentina to ask HMRC for rent without Non-Resident Landlords Scheme deductions. Approval changes the timing of tax collection, while UK and possibly Argentine reporting continue.
- Your UK SIPP while living abroad in ArgentinaYou can normally keep and draw from a UK SIPP while living in Argentina, but the UK tax treatment of a withdrawal may differ from Argentina's. Check provider access, withholding and the treaty before taking income or a lump sum.
- UK Student Loan Repayments from ArgentinaArgentina's Plan 2 student loan threshold is £17,630 a year for 2026-27. Repay 9% above it, or a fixed £245.40 a month with no income evidence.
- Blue dollar in Argentina: what British movers need to knowThe blue dollar is the informal cash-dollar exchange rate, not the rate you get on a UK card. With the official rate around ARS 1,545 per US$ in September 2026 and individual currency controls lifted in April 2025, compare the net pesos after fees before carrying dollars just to chase a premium.
- Brubank, Ualá and Mercado Pago: which account to openCompare Brubank, Ualá Bank and Mercado Pago: free bank accounts and wallet payments, CBU versus CVU, deposit protection and ATM charges.
- Cost of Living in Argentina for UK Expats: Moving and Monthly BudgetsA single person needs about US$1,300–1,900 monthly in Buenos Aires in September 2026. See rent, healthcare, move-in charges and the true shipping rules.
- Argentina Wealth Tax (Bienes Personales) for UK ResidentsFor 2025, Bienes Personales taxes residents' worldwide assets above ARS 384,728,044.57 at 0.5% to 1%; a main home valued up to ARS 1.35 billion is exempt.
- Child Benefit and UK benefits after moving to ArgentinaA permanent move to Argentina normally ends UK Child Benefit when you leave, even though temporary trips can be covered for eight weeks. Find out which offices to tell and how other benefits and the State Pension differ.